Budget Planner

You send the statement. The app does the rest.

A card statement PDF, a bank export, a photo or a spreadsheet. It reads the file, sorts every purchase into a category, and answers the only question that matters: how much can I still spend without breaking the month.

Get it on Google Play

Free to start. Android.

Why most money apps do not stick

Because they ask you to type. Every day, every purchase. Almost nobody keeps that up for two weeks — and with no data, the app has nothing to tell you.

This one goes the other way: you hand it the file your bank already gives you, and it works from there.

What it does

Reads your statement — you type nothing

Send the card PDF, a bank export, a photo or a spreadsheet. Every purchase lands in a category on its own.

Shows what is left until payday

Not your account balance. What you can still spend after taking out what is already committed — the bill that is due and the payments you scheduled.

Splits by bank

If your money lives across four different apps, here you see how much left each one, how much came in, and how much is still owed.

Answers questions about your money

The AI advisor reads your actual transactions and answers with amounts, not generic advice: where did I overspend this month, can I afford this. Part of Premium.

Works offline

It opens and shows your numbers on the underground or on a plane. Add an expense with no signal and it is saved on the phone, then uploads on its own when you are back.

What it costs

Tracking spending, seeing where the money went, splitting by bank and setting goals: all on the free plan.

The AI advisor and the advanced analyses are Premium, at $1.00 a month — or $10.00 a year.

Your data

It stays on your device and in your account. You can erase all of it from settings whenever you want. The app never asks for your bank password and does not sell your information.